Is Your HOA Out-of-Control?
You're not alone. Many homeowners across the country are seeing their neighborhoods damaged by poorly led or even criminal boards. These boards enforce rules selectively, make decisions out of self-interest rather than for the community, and fail to provide transparency.
“A failure to be transparent is often an indicator of fraud or malfeasance. If not, it sure is a nice set-up for it.”
— Dave Amis, Founder of Transparency
Texas PI, CFE, MBA
What's the Solution?
A CFE-Supervised, F.A.S.T. Report Our F.A.S.T. Report is THE tool for homeowners dealing with troublesome HOA Boards. It's the beginning of a constructive process that can bring about change and accountability.
1. HOA FRAUD ASSESSMENT
We provide a CFE-supervised assessment of your HOA's finances, governance, and operations, identifying potential fraud, waste, and abuse.
Section 1 looks at red, yellow, and green flags relating to fraud based on our experience and SOP's both in boards (corporate, non-profit, governmental) and HOA's specifically. We have identified approximately 20 critical indicators that do not prove fraud, but do suggest a strong likelihood of malfeasance if not outright fraud or theft. This assessment is the first step in accountability and change.
2. HOA TRANSPARENCY SCORE
We assess and score the five pillars of HOA transparency: fraud indicators, governance quality, financial health, leadership backgrounds, and operational excellence.
This is our special method for scoring transparency in an organization. A high value suggests the organization is operating within legal and ethical norms. High transparency generally means an effective organization. Even if the organization has problems, high transparency is the first step to solving those problems.
3. HOA LEADERSHIP PROFILE
We conduct background checks on key leaders, revealing criminal histories, civil judgments, and potential conflicts of interest.
Our HOA Leadership Profiles are based on an algorithm that includes success indicators of successful CEO's and board members in the business community, as well as non-profit leaders and especially HOA leaders (both the President and the Board). They include relevant professional experience and training as well criminal backgrounds.
CFE Recommendations for the Future
Our investigators provide specific, actionable recommendations to improve governance, prevent fraud, and move your community forward.
Based on our findings, you receive a customized action plan with recommendations for immediate actions, short-term fixes, long-term reforms, legal options, and community organizing strategies.
Choose Your Path
$500 Consultation
Get expert guidance on your HOA situation
- 1.Take the quiz to assess your situation
- 2.Create your HOA Rebel Account
- 3.Answer the HOA Assessment Questions (15 minutes)
- 4.Pay $500
- 5.Schedule your consultation with an HOA Rebel Specialist
F.A.S.T. Report
Comprehensive investigation of your HOA
- 1.Set up an HOA Rebel Account
- 2.Answer the HOA Assessment Questions (15 minutes)
- 3.Select "F.A.S.T. Report"
- 4.Make the payment or invite other "Rebels" to join you
- 5.An F.A.S.T. Investigator will contact you
Fraud Investigation
Full investigation by HOA Fraud Squad
- 1.Contact us at (512) 410-9136 if you need an investigation of your HOA, its leadership, or its contractors
- 2.Once the paperwork is completed, an investigator from the HOA Fraud Squad will be assigned to your case
How It Works
Get clarity on your HOA situation in 4 simple steps
Take the Quiz
Answer a few questions about your HOA situation (takes 2 minutes, no signup required)
Create Your Account
Sign up and decide if you want to open a case or just stay informed
CFE Investigation
Our Certified Fraud Examiners review your documents and HOA operations (14-day turnaround)
Receive Your F.A.S.T. Report
Get a comprehensive, court-admissible report with evidence and actionable recommendations
Benefits of a F.A.S.T. Report
See What's Really Going On
No more guessing. No more suspicions. You'll have a professional, objective assessment of your HOA's finances, governance, and leadership—backed by evidence and expert analysis.
Rally Your Community
Facts bring people together. Share the report with neighbors, recruit support for board elections, and organize with confidence. People listen when you have documentation from credible investigators.
Legal Ammunition
If negotiation fails, your F.A.S.T. Report is a court-admissible document. Attorneys will take your case more seriously. Judges want evidence, not anecdotes. You'll have both.
Hold Leadership Accountable
Bad actors can't hide when fraud is documented. Board members may resign. Elections become easier to win. Vendors who overcharged may settle. Transparency creates accountability.
Expert Recommendations
You don't have to figure out next steps alone. CFE-supervised recommendations give you a clear action plan—whether you're negotiating, organizing, or pursuing legal remedies.
Protect your Home's Value
There are HOA's which have literally gone bankrupt. There are others which cause so much damage (by intention or negligence) to the shared property, that your home value is depressed. In one of our cases, the HOA Board left the homeowners with over $200k of debt mostly from ill-conceived lawsuits and "improvement" projects that weren't needed.
Your F.A.S.T. Report is the carrot and the stick!
Watch out for the Sssss$$$ (pronounced "Sis-ka-ching")
Not all boards do it. Some HOA Boards are led and supported by excellent neighbors just trying to take care of the community. But when boards do go bad, they generally use one or more of the Sssss Tactics tactics.
SILENCE
Refusing to communicate generally, but especially avoiding, deflecting or just refusing to answer questions about official HOA Board activities.
STONEWALLING
Coming up with reasons why information can't be provided or even why meetings can't occur.
STASHING
This is when board members literally take HOA documents (digitally or physically) and put them somewhere that is hard or impossible to access.
SABOTAGE
Interfering or damaging positive plans for the HOA, for information gather, even for meetings.
SCHEMING
This relates to doing any of the above in an orchestrated plan.
$$$
Nefarious board members will use the HOA's cash to advance their personal agendas. We have seen everything from a new fence and cupboards for the President to over $100k in legal fees to sue various enemies of the board.
About Transparency, LLC
Specializing in problem HOA's, Transparency's team includes analysts, consultants, researchers, private investigators, and CFE's (elite financial crime investigators).
The backgrounds of our extended team include over 100 years of financial management, investigations, and law enforcement. Our team is uniquely suited to address HOA issues in an efficacious manner with a focus on results.
Most of our team members also do covert assignments for major case squad and/or are being trained to do so, so their details are not published. The top four leaders at Transparency including Dave all have elite backgrounds in financial analysis, investigations, special operations, consulting, and/or law enforcement. In addition, nearly all of them have experienced major problems with their own HOA's and so understand the perspectives of both home owners and board members.
Transparency offers three primary services to help owners and boards to understand, improve, and bring about positive change in their HOA's:
F.A.S.T. Reports
Cost = $4,950
Our proprietary F.A.S.T. Report includes fraud assessment, transparency score, and leadership profile as a first look at HOA operations.
Fraud Investigation
Initial retainers start at $7,500
Leads-based investigation for cases suggesting fraud, theft, or malfeasance, usable in civil and criminal courts.
Major Case Squad Investigations
$10k to $25k per month
For frauds involving over $250k annual budgets, comprehensive investigation leaving no stone unturned.
CFE's (Certified Fraud Examiners)
CFE's have an advantage over regular PI's as well as accountants, forensic accountants, and others. CFE's can review financial documents as can many other financial professionals, but they can also "go down the rabbit hole", meaning they can follow any kind of lead wherever it goes.
CFE's have been described as "analyzers of financial documents to knocking on doors" investigators.
The Major Case Squad has two CFE's on its team. All other investigations have at least one.
Ready to Bring Transparency to Your HOA?
Join homeowners nationwide who are demanding accountability and constructive change in their HOA's. It's do-able!