You know something
is wrong.
Now prove it.
Homeowners across the country are watching their boards operate in secret, spend without accountability, and ignore every question they're asked. You're not paranoid. You're right to be concerned.
A failure to be transparent is often an indicator of fraud or malfeasance. If not, it sure is a nice set-up for it.
What's the Solution?
A CFE-Supervised, F.A.S.T. Report
Our F.A.S.T. Report is THE tool for homeowners dealing with troublesome HOA Boards. It's the beginning of a constructive process that can bring about change and accountability.
When boards go bad,
they use the same playbook.
Problem HOA boards follow recognizable patterns. Once you see them, you can't unsee them.
They refuse to answer
Legitimate boards welcome scrutiny. Problem boards deflect, delay, and go silent — especially about money.
They enforce selectively
The same rule enforced against one homeowner gets ignored for another. Favoritism is a feature, not a bug.
They decide for themselves
Vendor contracts go to friends. Legal fees spike when anyone pushes back.
They cost you money
HOAs have gone bankrupt. In one case, a board left homeowners with over $200,000 in debt.
Watch for the
Sssss$$$ Tactics
When boards go bad, they tend to use one or more of these recognizable moves. See any in your HOA?
Refusing to communicate — especially about official board activities. No response is a response.
Endless reasons why information can't be provided or meetings can't occur. Obstacles that go nowhere.
Moving HOA documents somewhere difficult or impossible to access. If you can't find it, you can't use it.
Interfering with organizing efforts. Good-faith attempts to improve the community get quietly killed.
Doing any of the above in a coordinated pattern. One incident is a problem. A pattern is a scheme.
Using HOA money to advance personal agendas — from a new fence at the president's home to $100k in legal fees against perceived enemies.
Recognizing the pattern is the first step to accountability
How It Works
Get clarity on your HOA situation in 4 simple steps
Take the Quiz
Answer a few questions about your HOA situation (takes 2 minutes, no signup required)
Create Your Account
Sign up and decide if you want to open a case or just stay informed
CFE Investigation
Our Certified Fraud Examiners review your documents and HOA operations (14-day turnaround)
Receive Your F.A.S.T. Report
Get a comprehensive, court-admissible report with evidence and actionable recommendations
Benefits of a F.A.S.T. Report
See What's Really Going On
No more guessing. No more suspicions. You'll have a professional, objective assessment of your HOA's finances, governance, and leadership—backed by evidence and expert analysis.
Rally Your Community
Facts bring people together. Share the report with neighbors, recruit support for board elections, and organize with confidence. People listen when you have documentation from credible investigators.
Legal Ammunition
If negotiation fails, your F.A.S.T. Report is a court-admissible document. Attorneys will take your case more seriously. Judges want evidence, not anecdotes. You'll have both.
Hold Leadership Accountable
Bad actors can't hide when fraud is documented. Board members may resign. Elections become easier to win. Vendors who overcharged may settle. Transparency creates accountability.
Expert Recommendations
You don't have to figure out next steps alone. CFE-supervised recommendations give you a clear action plan—whether you're negotiating, organizing, or pursuing legal remedies.
Protect your Home's Value
There are HOA's which have literally gone bankrupt. There are others which cause so much damage (by intention or negligence) to the shared property, that your home value is depressed. In one of our cases, the HOA Board left the homeowners with over $200k of debt mostly from ill-conceived lawsuits and "improvement" projects that weren't needed.
Your F.A.S.T. Report is the carrot and the stick!
You don't have to
figure this out alone.
We've investigated HOA boards across the country. We know what fraud looks like. We know how to document it in ways that hold up in court.
HOA Transparency was built by people who have personally experienced problem boards. We understand both sides — and we know exactly what it takes to create accountability.
Additional investigators are not publicly listed. Most conduct covert assignments and are trained accordingly.
Choose Your Path
$500 Consultation
Get expert guidance on your HOA situation
- 1.Take the quiz to assess your situation
- 2.Create your HOA Rebel Account
- 3.Answer the HOA Assessment Questions (15 minutes)
- 4.Pay $500
- 5.Schedule your consultation with an HOA Rebel Specialist
F.A.S.T. Report
Comprehensive investigation of your HOA
- 1.Set up an HOA Rebel Account
- 2.Answer the HOA Assessment Questions (15 minutes)
- 3.Select "F.A.S.T. Report"
- 4.Make the payment or invite other "Rebels" to join you
- 5.An F.A.S.T. Investigator will contact you
Fraud Investigation
Full investigation by HOA Fraud Squad
- 1.Contact us at (512) 410-9136 if you need an investigation of your HOA, its leadership, or its contractors
- 2.Once the paperwork is completed, an investigator from the HOA Fraud Squad will be assigned to your case
No action required to start. The report gives you facts. What you do with them is your choice.
Share the cost. The $4,950 report can be split among multiple homeowners.
Court-ready from day one. If it goes legal, your attorney will have what they need.
The longer you wait,
the more it costs.
These aren't hypotheticals. They're cases we've seen.
In debt left to homeowners by a board that spent HOA funds on ill-conceived lawsuits and unnecessary projects.
In legal fees used by a board to pursue personal enemies — paid entirely from community funds.
Facts change
everything.
You bought your home in good faith. You deserve to know what's being done with your money, your community, and your investment. Now you can find out — professionally, legally, and with experts who have done this before.
— The HOA Transparency PromiseAbout Transparency, LLC
Specializing in problem HOA's, Transparency's team includes analysts, consultants, researchers, private investigators, and CFE's (elite financial crime investigators).
The backgrounds of our extended team include over 100 years of financial management, investigations, and law enforcement. Our team is uniquely suited to address HOA issues in an efficacious manner with a focus on results.
Most of our team members also do covert assignments for major case squad and/or are being trained to do so, so their details are not published. The top four leaders at Transparency including Dave all have elite backgrounds in financial analysis, investigations, special operations, consulting, and/or law enforcement. In addition, nearly all of them have experienced major problems with their own HOA's and so understand the perspectives of both home owners and board members.
Transparency offers three primary services to help owners and boards to understand, improve, and bring about positive change in their HOA's:
Our Services
1. F.A.S.T. Reports
Cost = $4,950Our proprietary F.A.S.T. Report includes fraud assessment, transparency score, and leadership profile as a first look at HOA operations.
2. Fraud Investigation
Initial retainers start at $7,500Leads-based investigation for cases suggesting fraud, theft, or malfeasance, usable in civil and criminal courts.
3. Major Case Squad Investigations
$10k to $25k per monthFor frauds involving over $250k annual budgets, comprehensive investigation leaving no stone unturned.
What is a CFE?
CFE's (Certified Fraud Examiners)
CFE's have an advantage over regular PI's as well as accountants, forensic accountants, and others. CFE's can review financial documents as can many other financial professionals, but they can also "go down the rabbit hole", meaning they can follow any kind of lead wherever it goes.
CFE's have been described as "analyzers of financial documents to knocking on doors" investigators.
The Major Case Squad has two CFE's on its team. All other investigations have at least one.
Ready to Bring Transparency to Your HOA?
Join homeowners nationwide who are demanding accountability and constructive change in their HOA's. It's do-able!
Ready to find out
what's really happening?
The F.A.S.T. Report is the first step. Professional. Objective. Court-admissible. Built to give you the answers you've been looking for.
F.A.S.T. Report — $4,950 · Can be split among multiple homeowners · Court-admissible from day one